Veteran disability payments are a form of government assistance that is meant to help veterans who have been injured or disabled while serving in the military. The payments can be used to cover a variety of expenses, including medical bills, housing costs, and food. However, there is a concern that these payments could be subject to garnishment if the veteran falls behind on their bills.
What Is Garnishment?
Garnishment is a legal process in which a court orders a third party, typically a bank or employer, to withhold money from an individual’s wages or bank account and pay it directly to another individual. Some common causes of wage garnishment include child support, unpaid taxes, or debt from credit cards.
What Are Disability Benefits?
Disability benefits are payments made by the government to individuals who cannot work due to a disability. These benefits can be Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI).
Can Disability Payments Be Garnished?
Generally, disability payments cannot be garnished. This is true for Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). The only exception to this rule is if the disability benefits are used to pay child support or alimony. In these cases, the payments can be garnished to make the required payments.
How Does Garnishment Work?
If a court orders garnishment, the party requesting funds will notify the debtor’s employer or bank. The employer or bank will then withhold the specified amount of money from the debtor’s paycheck or account and send it directly to the party to whom it is owed.
If you are worried about your disability benefits being garnished, you can do a few things. First, you can try to negotiate outside of the courts. You may be able to reach an agreement that does not involve garnishment. Second, you can set up a payment plan with the party you owe money. This will allow you to make smaller payments over time, making it less likely that your benefits will be garnished. Finally, you can consult with a bankruptcy attorney. Filing for bankruptcy can help you discharge your debts and protect your assets, including your disability benefits.
How Can CreditAssociates Help?
If you are struggling to pay your bills, CreditAssociates can help. We are a debt relief company that can help you reduce your debt and get you back on track. We have a team of experienced negotiators who will work with your creditors to get your payments reduced or your debts discharged. Contact us today at 1-800-983-6693 to learn more about our services and how we can help you.
Common Questions About Garnishment:
Do Veterans Administration (VA) disability benefits count as income?
No. Generally speaking, VA disability benefits do not count as income.
Can you live on VA disability benefits?
It is possible to live on VA disability benefits, but ultimately it depends on how much you are receiving for your benefits and how much your expenses are each month.
What does 100% VA disability entitle you to?
100% VA disability entitles you to the total amount of monthly benefits and access to additional benefits such as health care and education.