Get Debt-Free Faster

In just a few minutes you can learn how you can become debt-free in as few as 24 months.

When it comes to debt settlement,
our experts know how to negotiate your debt way, way down.

There are many ways to unintentionally fall into debt:

  • Unpredicted loss of job
  • Loss of income
  • Unexpected medical bills
  • Costly divorce

If you are in debt, there is no need to worry, CreditAssociates is here to help. CreditAssociates has successfully resolved and eliminated tens of thousands of debts for our clients in as little as 24 to 36 months.

The CreditAssociates Team

Over 218,000

Debt Accounts Settled

Over $1 Billion

in Debt Resolved

Over 12 Years

in Debt Relief Business

Start reducing your debt today.

Get a free, no-obligation

debt consultation.

Our experts are ready to help jumpstart your journey to financial freedom. We promise to keep your information 100% confidential. After just one phone call, we’re confident you will start feeling more in control of your financial future than ever before.

Call now to begin your completely free, no-obligation debt settlement consultation today.

Why debt settlement is the best option.

With a successfully-negotiated settlement, you can avoid overbearing processes like consolidation (combining debts from several creditors), bankruptcy (negatively impacting credit for up to 10 years), and debt management (can take up to twice as long as debt settlement and be twice as expensive).

There are multiple ways to relieve your debt, but debt settlement can be the best option for most people. And you’re in luck, because that’s our specialty.

How Much Could You Save?

We help people who are crippled with debt dramatically reduce their overall debt every day. In fact, many of our clients are completely debt free in as little as 24-36 months, having paid just a fraction of their original debt amounts thanks to our industry-best debt negotiators. And now, with the Savings Calculator, you don’t have to wait to find out how much you could save by partnering with CreditAssociates.

Simply adjust the sliders in the Savings Calculator below to find out how much you could save with CreditAssociates.

How much debt do you owe?
What is your average interest rate?
Debt Settlement with CreditAssociates
Months to Pay Off
Interest Rate
Total Interest Paid
Monthly Payment
Total Cost
Debt Consolidation or Credit Counseling
Months to Pay Off
Interest Rate
Total Interest Paid
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Total Cost
Do Nothing
(Make Minimum Payments Only)
Months to Pay Off
Interest Rate
Total Interest Paid
Monthly Payment
Total Cost

The amounts and percentages below are simply examples of debt relief we have achieved for our clients. They may not pertain to your unique situation or circumstances.

Client Reviews

“We want to thank Katherine so much for all the help she’s given us in getting out of our debt. We really didn’t know what to do or where to go but after talking to her she helped us so much. So now we will be able to breathe a little better and we just want to say thank you to her and wish her all the best. Thanks again.”

Paula P. and Carmella H. – NY​

View more success stories

We recognize that each individual’s situation is unique. The length of time needed to resolve debts varies with each individual. The average client who sticks with our advice can resolve all accounts in about 36 months, depending on the individual’s financial situation.

We normally recommend resolving all unsecured debt to help you be as successful as possible. Creditors are generally more willing to negotiate when they see that most of your accounts are delinquent due to your hardship. The decision to resolve all or some of your debt is totally up to you. We are here to help you decide what strategies are best for you. Remember to keep in mind that we are paid on our performance, meaning our fee for each account will be taken only at the time the first payment is funded to a creditor for a negotiated account.

No, you are in complete and sole control of your savings. When you agree to settle an account, your payment to a creditor will be funded through your Special Purpose Savings Account based on your authorization.

No, we do not make any payments to your creditors. Our goal is to resolve your debt for as low an amount as possible. You are responsible for the payments to your Special Purpose Savings Account which will be used to satisfy negotiated offers, as well as our fees.

Yes, we contact your creditors at the appropriate time, using the appropriate negotiation method. Our services begin working for you immediately. We will continue to communicate with your creditors to finalize negotiation discussions as your funds accumulate. It typically takes 6 to 9 months or more before we negotiate and obtain your first offer which allows you to accumulate funds to settle your first debt.

© CreditAssociates, LLC, 5050 Quorum Dr., Suite 700, Dallas, TX 75254 • 2019 All Rights Reserved. Services not available in all states, including New Jersey. Where applicable, CreditAssociates will refer you to an accredited service provider who can provide debt relief services you need.